Effective Date: May 2, 2019
Please take a few minutes to review this Policy before using the Site. By using this Site, you are consenting to the collection, use and disclosure of your information as set forth in this Policy. If you do not agree to be bound by this Policy, you may not access or use this Site.
Collection of Information
Solutions collects and processes various types of information about you depending on your activities when visiting the Site. Some of the information we collect through this Site may be “personal information”—information that identifies you personally, alone or in combination with other information available to us. Other information may be non-personally identifiable, such as information collected by cookies.
If you choose to identify yourself, the Site will collect and process your personally identifiable information, which may include your name, email address, and phone number. While any personal information you provide is submitted at your discretion, some uses of this Site may be limited should you decide not to disclose such personal information (for example, requesting additional information about Solutions’ services or activities by way of e-mail). Solutions will not collect personally identifiable information about you when you visit the Site unless you choose to provide that information.
If during your visit you browse the Site, read pages, or download information, only anonymous information is collected automatically. Anonymous information includes information such as: the name of the domain and host from which you access the Internet (for example, aol.com); the browser software you use and your operating system; and the Internet address of the website from which you linked directly to this Site. Such anonymous information is not treated as personal information. However, we may combine it with other information in an attempt to identify you or we may combine it with information that does identify you. This anonymous information is collected and used to measure the number of visitors accessing the various webpages of this Site and to make the Site more useful to you and other visitors.
The information we collect using cookies and similar technologies may or may not be personally identifiable, but we may link it to personal information that you provide. With most Internet browsers or other software, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions. Although you are not required to accept cookies when you visit this Site, you may be unable to use all of the functionality of this Site if your browser rejects our cookies.
Other third parties may deliver cookies to your device in order to track your online behaviors over time and across nonaffiliated websites or to deliver targeted advertisements on other websites. You have choices about the information third parties may collect about you through this Site. For example, if you do not want your information sent to a third party, you may download an Opt-out Browser Add-on by clicking here.
Use and Sharing of Personal Information
Solutions may use your personal information for the following purposes: to provide you requested services or information; to keep you informed about programs in which you may have interest; to assess general usage patterns; to administer and make improvements to the Site; to collect demographic information; and/or to analyze the collected information.
Other than for the specific purposes set forth in this Policy, we will not disclose your personal information to any third parties unless we obtain your prior consent or are legally compelled to do so.
With Third-Party Vendors. Solutions also shares information collected through this Site with third-party vendors who act on our behalf. For example, we may use third-party vendors to design and operate this Site or to handle programs. These third-party vendors may need information about you to perform their obligations. Typically, they are required by contract to keep your information confidential and to use it only to provide services on our behalf; however, as described below, we may allow them to use aggregate or de-identified data for their own purposes.
In Aggregate or De-Identified Form. We use information collected through this Site to create a compiled, aggregate view of usage patterns. We may share aggregate information with third parties so we and they can better understand our user base. We may also share with third parties information about how particular individuals use this Site, but only on a de-identified basis (“Individualized Data”). Individualized Data is not personally identifiable, but it does reflect the usage patterns of a particular Site user, as opposed to Site users collectively. We may provide basic demographic information (gender and age) in conjunction with providing Individualized Data. Third parties typically use this information for analytical purposes and to market their own products and services.
As Part of a Business Transfer. Your information may be transferred to a successor organization if, for example, we transfer the ownership or operation of this Site to another organization, if we merge with or are acquired by another organization, or if we liquidate our assets. If such a transfer occurs, the successor organization’s use of your information will still be subject to this Policy and the privacy preferences you have expressed to us.
Retention of Information
We retain information collected through our Site for as long as the information is necessary for the purposes for which it was collected, or as otherwise permitted by applicable law. For example, we may retain information (including personally identifiable information) if such retention is reasonably necessary to prevent fraud and abuse, to comply with any legal obligations or satisfy any regulatory requirements, to resolve any disputes or litigation, or as otherwise needed to enforce this Policy.
To determine the appropriate retention period for the information we collect from you, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure of the data, the purposes for which we process the data and whether we can achieve those purposes through other means, and the applicable legal requirements.
In General. We respect your right to make choices about the ways we collect, use, and disclose the information you provide on or through this Site. We strive to provide choices to you at a meaningful time and in a meaningful place. This Notice describes some of your other choices, such as your choice to opt out of receiving “cookies.”
Do Not Track Mechanisms. Your browser may deliver a “Do-Not-Track (‘DNT’) signal” to this Site. Because of the changing state of technology and indecision within the technology and marketing industries regarding the meaning of DNT signals, we currently do not make any guarantee that we will honor DNT signals.
Previously Expressed Preferences. You may change previously expressed preferences regarding how we use information you provide on or through this Site. For example, if you have provided your contact information and receive periodic emails from us, you may decide to stop receiving those emails by clicking the “unsubscribe” link in an email’s footer. You may be able to change other preferences through an account you create on this Site. Otherwise, please contact us using the information provided below.
Solutions has policies and procedures in place to protect the privacy and confidentiality of your personal information that is collected and maintained. We have implemented reasonable administrative, physical and technological security measures for all information systems under Solutions’ control so that, to the extent possible, information will not be lost, misused, or altered. Accordingly, all personal information is stored on secured servers, behind a firewall at a data center with access to data strictly controlled. Unfortunately, no website, server or database is completely secure or “hacker proof.” We therefore cannot guarantee that your personal information will not be disclosed, misused or lost by accident or by the unauthorized acts of others.
Privacy of Children
This Site is not directed to children under the age of eighteen (18) and does not knowingly collect personally identifiable information from children. Solutions, however, encourages parents and guardians to be aware of and participate in their children’s online activities. If you believe that a child has submitted personal information on or through this Site without the consent and supervision of a parent or guardian, please contact us using the information provided below so that we can take appropriate action.
Your California Privacy Rights
If you are a resident of California, you may have the right to learn additional information about your personal information collected through this Site. We do not disclose your personally identifiable information to third parties for their direct marketing purposes.
If you are a California resident and under the age of 18, you may request that we remove content or information that you have posted to our Site by contacting us below.
International Data Transfers
For international visitors to this Site, your personally identifiable information may be transferred outside your country of residence for us to provide the services and information you request from us. Wherever we transfer, process, or store your personally identifiable information, we will take reasonable steps to protect it. We will use the information we collect from you in accordance with this Policy and any relevant rules and international standards. By using this Site, you agree to the transfers of your personally identifiable information described within this section.
How to Access, Update, or Correct Your Information
If you would like access, update, or correct the information you provided to us, please contact us using the information provided below. We will respond to you within a reasonable time and, in any case, within the time limits established by applicable law. We may ask you for additional information to verify your identity. In most cases, we will provide access and correct or delete any inaccurate information you discover. In some cases, however, we may limit or deny your request if the law permits or requires us to do so or if we are unable to verify your identity. If you seek deletion of information that you provided when you were a minor, please contact us using the information provided below.
If you have any concerns about privacy procedures at this Site or wish to access or modify your personally identifiable information collected at this Site, e-mail us at email@example.com or mail your comments or requests to:
NABP Solutions LLC
Mount Prospect, IL 60056
Please make any communications as complete and descriptive as possible, and we will attempt to respond promptly to your concerns.